Health Insurance & Mediclaim
Protect your family from rising medical costs with the right health cover — individual, family floater, senior-citizen or critical illness — with cashless hospitalisation.
Why health insurance is essential
A single hospitalisation can wipe out years of savings. A good health insurance (mediclaim) policy pays your hospital bills so a medical emergency never becomes a financial one — and offers valuable tax benefits too.
Stay Insure Financial Services helps you compare health plans from IRDAI-registered insurers and choose the right cover, network hospitals and add-ons for your family — with honest, needs-first advice.
Health plans we help you compare
From a single person to elderly parents — the right plan for every stage of life.
Individual health plan
Focused cover for a single person.
Family floater
One sum insured shared across the whole family.
Senior citizen plan
Cover designed for parents & elders.
Critical illness cover
Lump-sum payout on major illnesses.
Top-up / super top-up
Increase cover affordably above a base plan.
Group / employee cover
Health cover for teams and businesses.
What good health cover gives you
Cashless hospitalisation
Settle bills directly at network hospitals.
Family under one plan
Cover everyone with a floater sum insured.
Pre & post hospitalisation
Related expenses covered per policy terms.
Tax benefits
Premiums may qualify for deductions under law.
Top-up flexibility
Raise cover without a big premium jump.
Claims guidance
We help you understand and file claims.
Choosing the right plan
- Adequate sum insured for your city
- Network hospitals near you
- Waiting periods for pre-existing conditions
- Room-rent & co-pay clauses
- No-claim bonus & renewal terms
What you need
- Basic details & age of members
- Medical history (if any)
- KYC — ID & address proof
- Contact & nominee details
- Existing policy (for portability)
Insurers’ terms, waiting periods and premiums differ. We help you compare the fine print so you buy cover that actually pays when you need it.
Health cover advice you can trust
We are needs-first, not product-first — we help you compare IRDAI-registered insurers and pick cover that fits your family and budget.
How to get covered
Share your family details
Tell us who to cover and any medical history.
Compare plans
We shortlist suitable plans and insurers for you.
Choose & buy
Pick the right cover with clear terms.
Ongoing support
We help at renewal and during claims.
Health insurance — FAQs
How much health cover should I take?+
What is a family floater plan?+
Can I cover my parents / senior citizens?+
What is cashless hospitalisation?+
Are pre-existing diseases covered?+
Can I add a top-up to increase cover cheaply?+
Get a free health insurance quote
Talk to a Stay Insure advisor. Honest, needs-first advice.
Insurance is the subject matter of solicitation. Stay Insure Financial Services Pvt. Ltd. facilitates the purchase of insurance in association with its IRDAI-registered insurance broker partner; policies are issued by IRDAI-registered insurers and all coverage, benefits, exclusions, premiums and claims are governed solely by the insurer as per the policy wording. Please read the policy document carefully before concluding a sale. CIN: U67100PN2022PTC213081.