Term & Life Insurance
Give your family financial security for life. A term plan provides a large cover at a surprisingly low premium — so your loved ones are protected, whatever happens.
Why life insurance matters
Your income supports your family’s dreams — their home, education and lifestyle. Life insurance ensures those dreams continue even if you are not there. A term plan, in particular, offers a very large cover for a small premium.
Stay Insure Financial Services helps you calculate the right cover and compare life and term plans from IRDAI-registered insurers, so you protect your family adequately without overpaying.
Life plans we help you compare
From pure protection to savings and child-future plans — choose what fits your goals.
Term insurance plan
Maximum cover, minimum premium — pure protection.
Whole life cover
Protection that lasts your whole life.
ULIP (insure + invest)
Life cover with market-linked investment.
Endowment / savings
Insurance combined with guaranteed savings.
Child future plan
Secure your child’s education & milestones.
Retirement / pension
Build a corpus for a comfortable retirement.
What the right life cover gives you
Large cover, low premium
Term plans protect big for very little.
Lock a low rate young
The earlier you buy, the cheaper it stays.
Riders for extra safety
Add critical illness & accident cover.
Tax benefits
Premiums & payouts may qualify under law.
Right-cover calculation
We size the cover to your income & goals.
Claims support
We guide your family if a claim arises.
Choosing your plan
- Cover amount (10–15× income)
- Policy term till your goals are met
- Pure term vs savings/ULIP
- Riders you may need
- Claim settlement record of insurer
What you need
- Age, income & health details
- KYC — ID & address proof
- Nominee details
- Existing policies (if any)
- Lifestyle & medical disclosures
Every insurer prices and underwrites differently. We help you compare cover, term and claim record so you buy protection that truly delivers.
Protection advice with your family in mind
We help you buy the right cover, not the most expensive one — comparing IRDAI-registered insurers with honest guidance.
How to get protected
Share your details
Tell us your income, family and goals.
Get the right cover
We calculate and shortlist suitable plans.
Buy with clarity
Choose a plan with terms you understand.
Lifetime support
We stay available for changes and claims.
Life & term insurance — FAQs
What is term insurance?+
How much life cover do I need?+
What is the difference between term plan and traditional plans?+
Till what age can I get cover?+
Are there tax benefits?+
Can I add riders like critical illness or accident cover?+
Get a free term insurance quote
Talk to a Stay Insure advisor. Protect your family the right way.
Insurance is the subject matter of solicitation. Stay Insure Financial Services Pvt. Ltd. facilitates the purchase of insurance in association with its IRDAI-registered insurance broker partner; policies are issued by IRDAI-registered insurers and all coverage, benefits, exclusions, premiums and claims are governed solely by the insurer as per the policy wording. Please read the policy document carefully before concluding a sale. CIN: U67100PN2022PTC213081.